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How to Spot and Avoid Dangerous Apps

RBL Bank Apr 05, 2024

With the rise of smartphone usage, we have access to a wide range of apps that make our lives easier and more convenient. However, there is a dark side to downloading apps from illegitimate sources. These sources provide apps that are not approved or vetted by official channels, which poses serious risks to users’ security and privacy.

It is essential for users to be aware of the risks of downloading apps from illegitimate sources. Such apps often contain malware, spyware and other malicious software. These apps can compromise your personal data, your financial information and even your device’s integrity.

Knowing the risks of downloading apps from unauthorized sources gives you the confidence to make informed choices and protect yourself from fraud and cyber threats.

Understanding Illegitimate Sources

Illegitimate sources distribute mobile applications outside approved app stores or developers, evading regulatory frameworks. Users face risks like malware, data breaches, and financial scams.

Types of sources:

  • Third-party app stores: Offer apps beyond official channels. Many hosts pirated or modified versions, raising malware risks.
  • Downloading from unknown websites: Provides free or low-cost apps but lacks security, leading to fake or manipulated software and privacy violations.
  • Peer-to-peer sharing platforms: Enable direct app sharing without authentication. Full of fake or altered apps, distinguishing genuine software from malicious becomes challenging.

Risks Associated with Apps from Illegitimate Sources

There are a lot of risks associated with downloading and installing apps from unauthorized sources, especially in terms of security, privacy and features. The following are some of the risks that come with downloading and installing applications from unauthorized or untrusted sources:

1. Malware and viruses: Apps downloaded from illegitimate sources often contain viruses and malware. These malicious programs can damage your device and compromise its features, resulting in data loss, crashes, and unauthorized access to confidential data. Malware often masquerades as legitimate applications or piggybacks on innocuous software, making detection and mitigation difficult.

2. Data theft and privacy breaches: Illegitimate apps can be a major source of data and privacy breaches. They can access and remove personal data stored on your device, such as contact lists, text messages, passwords and financial information.

3. Financial fraud and identity theft: Downloading apps from illegitimate sources can expose to financial losses and identity theft. Apps may ask users to enter personal information, such as credit card information or login information, which cybercriminals can collect and use for fraudulent activities. Equally, compromised apps can allow users to make unauthorized transactions, resulting in financial loss and damage to users’ credit reports.

4. Impact on device performance and security: Harmful apps can have a negative impact on your device’s performance as well as its security. They can use up a lot of system resources, reduce the device’s battery life and cause your device to run slowly or intermittently. In addition, illegitimate apps often don’t have proper security measures in place and may contain vulnerabilities that can be exploited by hackers to gain control of your device or launch more malicious attacks.

The consequences of downloading apps from illegal sources can be severe. Legally, users can be held liable for copyright infringement or intellectual property infringement, which can lead to fines or criminal sanctions.

Ensure that you do not download the app of any bank or any other financial institute, if its website is not listed on Reserve Bank of India’s (RBI) official website.

On the financial side, users can be at risk of unauthorized transactions or theft of confidential financial information, which can lead to significant losses. Your reputation, whether it’s personal or professional, can be at risk by data breaches or compromised accounts. Trust between peers and business associates can also be affected.

Support and assistance from legitimate app developers or device manufacturers can be limited, which can delay the resolution process in the event of a security breach or technical glitch. This can have a significant impact on users’ devices, data and finances.

How to Identify Illegitimate Apps

Identifying unauthorized apps requires scrutiny. Look for these indicators to assess legitimacy:

  • Check the source: Official app stores like Apple App Store or Google Play Store are trustworthy. Third-party websites or app marketplaces may harbor unauthorized apps.
  • Developer Information: Legitimate apps usually provide clear developer details. Be cautious if this information is missing or seems suspicious.
  • User Reviews and Ratings: Legitimate apps typically have a lot of reviews. Scant or negative reviews may signal potential issues like malware or scams. In some cases, only positive reviews alone can also be a red flag. Also check the number of downloads and “verified” badge on app stores to be sure.
  • Review permissions: Be wary of apps requesting unnecessary or excessive permissions, which could indicate malicious intent or data collection.
  • URLs and Links: Avoid clicking on suspicious links from unreliable sources, as they may lead to unsanctioned or phishing sites.
  • Security Warnings: Pay attention to security alerts during installation or app opening, as they may indicate potential dangers. Ignore them and halt installation if unsure of the app's legitimacy.

Steps to Take if You Have Downloaded a Compromised App

  • Uninstall the app immediately: Remove the illegitimate and compromised apps from your device via settings or app manager to prevent further harm.
  • Scan for malware: Utilize genuine antivirus software to scan and eliminate any threats from your device and data.
  • Change passwords: Secure accounts and sensitive information by changing passwords for email, banking apps, and social media.
  • Report to authorities or bank: Inform relevant authorities and your bank of the incident for further action and guidance.
  • Monitor accounts: Monitor your financial accounts closely and report any suspicious activity to your bank as soon as possible. Regularly monitoring your accounts can help protect you from losses or identity theft caused by an unauthorized app.

To sum up, the lure of convenience should never come at the cost of security. Being aware of the risks of illegitimate app sources allows users to make better decisions. Careful app selection, quick response to threats, and continuous monitoring are the best ways to navigate the digital world and protect your personal data and devices.

If you have been a victim, you can register a complaint immediately by dialing 1930 or visit the National Cybercrime Reporting Portal.

National Cybercrime Reporting Portal
Disclaimer: Articles published on the website are merely indicative and suggestive in nature and do not amount to solicitation. The contents do not guarantee the desired returns and/or results. Reader is advised to exercise discretion and consult independent advisors for achieving desired result. Visitors to this blog/ website w.r.t products & services offered by RBL Bank Limited herein, shall ensure that the comments / feedback posted shall be restricted to the contents published herein and shall not contain such language that may be un-parliamentary or against any religion, caste, section of society, political view etc. While our endeavor is to publish the comments that are submitted, however, all comments/feedback shall be subject to internal review by RBL Bank Limited. We do not guarantee that the comments that are submitted will be published.

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