Business Banking Group
Business Banking Group
Manage your day to day financing needs like inventory, execution of order & receivable – payable gaps.
Our Documentation & Loan process is simple and hassle free so that your request will be fulfilled in a faster manner after getting the adequate information.

Product Highlights
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Working capital facility / loan amount upto Rs. 25 crores.
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Fund based and non fund based facilities available in INR and major foreign currencies as per regulations.
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Cash Credit Limit/Overdraft facility to support your day to day operations.
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Export Credit to provide Pre-Shipment and Post Shipment Finance to exporters.
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Term loan for capacity expansion like purchase of machinery, office equipment etc.
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Non Fund based facilities - Buyer’s Credit and Letter of Credit to ensure smooth trade.
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Financial / Performance Bank guarantees.
RBL Bank Business Banking is the correct choice for you because:
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Our Relationship Manager works closely with you to address all your financing requirements.
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Our interest rates, commissions, and charges are priced competitively.
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We offer flexible collateral terms.
If you are a MSME in the business of manufacturing, trading, or services then you can apply for the Business Banking finance solutions. Below are few basic eligibility criteria:
- Business should have a minimum track record of 3 years in the same line of business.
- Cash profit with positive net worth for last 2 years.
Below are few of the businesses for which we do not provide financing:
- Businesses which are in gambling, tobacco, liquor, and narcotics.
- Manufacturer and Marketer of banned drugs.
- Polluting industries having no clearance from pollution control authorities.
FAQs
We offer variety of options for your convenience. You can hypothecate your current assets or mortgage your residential/commercial/industrial property for availing the loan/facility. You can also keep Liquid securities such as NSC, Term deposits, debt mutual funds, life insurance policies etc.
If you are a Sole Proprietorship Firm, Partnership Firm, or a Private limited Company in the business of trading, manufacturing, and service then you can apply for availing the facilities.
Minimum amount of the credit exposure under this segment is Rs. 10.01 Lakhs. You can avail maximum up to Rs. 25 Crores.
Repayment towards your Equated Monthly Instalment (EMI) can be made through NACH Mandate, ECS Mandate, Standing Instruction, or through Cheques.
We price our facilities competitively. The final price of the facility will be determined based on your financial assessment, past track record in the business, assessment of the business profile, tenure and loan amount.
Fee for non-fund based facilities is priced according to the industry standards only.
You get the benefit of easier documentation if you have a Current / Savings Account with RBL Bank. You can avail of paying your EMI through Standing Instructions to debit your RBL Bank Account for the loan.
- KYC* of applicants with self-attestation i.e. Copy of PAN, Business license, Registered/communication address proof etc.
- Financials documents like Financial statements of last 3 years, Provisions/projections for next 2 years along with IT return, tax audit report and schedules & notes to accounts.
- Interim performance supported with Copy of GST/ VAT / Service Tax Returns etc.
- Bank statement for last 12 months along with sanction letter of existing bank, if applicable.
- Security related documents.
- Any other document as required and deemed fit.
*As per applicable KYC guidelines issued by compliance
Note:
- Terms and Conditions apply.
- All loans at the sole discretion of RBL Bank.
- The Bank would update you about decisions on the business banking credit facility, in approximately 15 working days from the date of receipt of the completed application form by the bank along with all the requisite documents.