RBL Bank | Best Bank | Loan – Apply For Loan Against Gold Online In India | Gold Loans

Loan Against Gold Ornaments

RBL Bank Loan Against Gold Ornaments is a perfect solution to finance your immediate liquidity requirements. With RBL Bank at your service, you can focus on living life comfortably while depending on us for satisfying your instant liquidity requirement.

Key Benefits

Loan amount from INR 25,001 to 1 Crore
Convenient loan tenure of 3 months to 12 months
Higher loan to value for your gold in the market
On the spot assessment and valuation of your gold in order to arrive at the loan amount eligibility followed by loan disbursal
Rest assured regarding safe storage of your gold in our vaults
Convenient repayment option in the form of monthly interest servicing and principal repayment at the end of the tenure
Minimum documentation required

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Loan Against Gold Ornaments can be availed by any Indian individual resident who owns gold jewellery.
Minimum age of applicant to be 21 years and Maximum age of 60 years (or retirement age whichever is lower) for Salaried, 65 years for pensioners and 70 years for Self Employed.

Security

Gold jewellery satisfying below criteria only will be accepted as security:

Gold jewellery with minimum purity level of 18 karat and above.
The weight of stones in the jewellery should not exceed 40% of the gross jewellery weight.

Individual PAN Card
Identity Proof - Any one (e.g. Voter ID/Driving License/Passport/Aadhar Card)
Address Proof - Any one (e.g. Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
Age Proof
Signature Proof - Any one (Driving License/Photo Pan Card/Passport/Self-declaration)
Passport Size Photographs of all applicants