Loan Against Gold Ornaments
RBL Bank Loan Against Gold Ornaments is a perfect solution to finance your immediate liquidity requirements. With RBL Bank at your service, you can focus on living life comfortably while depending on us for satisfying your instant liquidity requirement.
- Loan amount from INR 25,000 to 25 lakhs
- Convenient loan tenure of 3 months to 12 months
- Higher loan to value for your gold in the market
- On the spot assessment and valuation of your gold in order to arrive at the loan amount eligibility followed by loan disbursal
- Rest assured regarding safe storage of your gold in our vaults
- Convenient repayment option in the form of monthly interest servicing and principal repayment at the end of the tenure
- Minimum documentation required
- Loan Against Gold Ornaments can be availed by any Indian resident who owns gold jewellery.
- Minimum age of applicant to be 21 years and Maximum age of 60 years (or retirement age whichever is lower) for Salaried, 65 years for pensioners and 70 years for Self Employed.
Gold jewellery satisfying below criteria only will be accepted as security:
- Gold jewellery with minimum purity level of 18 karat and above.
- The weight of stones in the jewellery should not exceed 40% of the gross jewellery weight.
- Individual PAN Card
- Identity Proof - Any one (e.g. Voter ID/Driving License/Passport/Aadhar Card)
- Address Proof - Any one (e.g. Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
- Age Proof
- Signature Proof - Any one (Driving License/Photo Pan Card/Passport/Self-declaration)
- Passport Size Photographs of all applicants
- Terms and Conditions apply
- All loans are at the sole discretion of RBL Bank
- The customer shall ensure that in case there is any update / change in residence / contact information / employment submitted to the Bank at the time of availing Loan facility and thereafter, as necessary: he / she shall submit to the Bank the update of such documents within 30 days for the purpose of updating the records at the Bank's end.
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