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What Are Digital Invitation Scams and How You Might Be a Target

RBL Bank Jun 25, 2025

You receive a WhatsApp message with a cheerful note and an attached image of an invitation card. It seems like someone’s getting married or hosting a party. Without thinking twice, you download it. But what if that digital card isn't really an invitation, but a gateway for hackers to take control of your phone?

Digital Media have made sharing event invitations easier, but they’ve also opened the door for a new kind of scam. Here’s what you need to know to stay protected from such frauds:

What Is a Digital Invitation Scam?

A digital invitation scam typically involves a message sent through WhatsApp or similar messaging platforms. The message appears to be a friendly invitation to an event—most commonly weddings, but sometimes birthdays or family functions. It may come with a link or a file attachment that claims to be a digital card or invitation.

However, the file may be a harmful app made to look like a normal PDF or image. When you download it, malware APK gets installed on your phone, allowing scammers to steal your information.

How the Scam Typically Unfolds

Here’s a step-by-step look at how these scams are being executed:

  • You receive a WhatsApp message from an unknown number.
  • The message contains a few lines of text inviting you to an event (e.g., a wedding or party).
  • Attached to the message is a file or link that claims to be the invitation card.
  • The file is often an APK (.apk extension) that mimics a PDF or image file.
  • Once downloaded, the APK installs malware on your device—often without your knowledge.
  • The malware grants cybercriminals remote access to your phone, allowing them to:
    • Monitor all your device activity.
    • Read your messages and OTPs.
    • Access your banking apps and payment platforms.
    • Copy sensitive data such as photos, contacts, and personal files.
  • In some cases, fraudsters impersonate the victim using their phone and contact list to scam others by asking for money or sensitive information.

Why Are People Falling for It?

This scam works because it plays on emotion and familiarity. Invitations are often unexpected but not unusual, especially if you are part of large social circles or communities. Since WhatsApp is commonly used for such messages, users assume it’s safe and don’t pause to verify the sender. Curiosity or social pressure to respond quickly makes it easier for scammers to succeed.

Read More: How to Spot and Avoid WhatsApp Scams

Consequences of Falling Victim

The impact of downloading such malicious files can be severe:

  • Financial fraud: Hackers can intercept OTPs, initiate unauthorised bank transfers, or misuse saved card details.
  • Identity theft: Criminals may use your photos, messages or contact list to impersonate you and defraud others.
  • Reputational damage: If your account is used to send scam messages, your credibility among friends, family or colleagues could be compromised.
  • Device hijack: In extreme cases, hackers can disable your device or lock you out entirely.

Red Flags to Watch Out For

Here are some common signs that the invitation message might be a scam:

  • The sender is unknown or claims to be a distant relative/friend.
  • The file type is .apk (used for Android app installation), not .pdf or .jpg.
  • The message creates urgency or insists on opening the attachment quickly.
  • There are grammatical errors, unusual phrasing or low-quality images in the message.

Precautionary Measures

To stay safe, consider the following guidelines:

Do Not:

  • Download files from unknown or unverified senders.
  • Install apps using APK files sent over messaging platforms.
  • Click on suspicious links, even if they seem to come from known contacts.

Do:

  • Verify the sender’s identity before opening any event-related message.
  • Contact the person via call or a trusted number to confirm the authenticity of the invite.
  • Install apps only through the official Google Play Store or Apple App Store.
  • Keep your mobile device’s security software and OS up to date.
  • Review app permissions regularly to ensure no app has access to unnecessary functions.

If You’ve Already Downloaded the File

If you believe you may have downloaded a suspicious invitation file:

  • Immediately disconnect your device from the internet.
  • Run a security scan using a trusted antivirus app.
  • Report the incident to the National Cyber Crime Reporting Portal: www.cybercrime.gov.in
  • Call the cybercrime helpline number 1930 for assistance.
  • If any financial fraud has occurred, notify your bank immediately and follow their dispute resolution process.
National Cybercrime Reporting Portal

Reporting Suspicious Activity

Scammers often mask international calls with Indian numbers or hide their identities. If you receive such a call:

sancharsaathi

Final Thoughts

Cybercriminals are constantly adapting their methods, and the use of digital invitations is just one of many tactics. While the convenience of receiving event invites through WhatsApp or email is appealing, it’s crucial to stay cautious. A moment of carelessness could compromise your personal data, finances, and even your identity.

Always verify before you trust. A simple check can save you from serious digital trouble.

Click here to learn more about various types of fraud and how to protect yourself.

Disclaimer:
Articles published on the website are merely indicative and suggestive in nature and do not amount to solicitation. The contents do not guarantee the desired returns and/or results. Reader is advised to exercise discretion and consult independent advisors for achieving desired result.

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