Key Financials
| Parameter | Q1 FY26 | Q1 FY25 | YoY | Q4 FY25 | QoQ | FY25 | FY24 |
|---|---|---|---|---|---|---|---|
| Net Interest Income | 1,481 | 1,700 | -13% | 1,563 | -5% | 6,463 | 6,043 |
| Other Income | 1,069 | 805 | 33% | 1,000 | 7% | 3,806 | 3,043 |
| Net Total Income | 2,550 | 2,505 | 2% | 2,563 | -1% | 10,269 | 9,086 |
| Operating Profit | 703 | 859 | -18% | 861 | -18% | 3,627 | 3,031 |
| Net Profit | 200 | 372 | -46% | 69 | 192% | 695 | 1,168 |
| Parameter | Q1 FY26 | Q1 FY25 | Q4 FY25 | FY25 | FY24 |
|---|---|---|---|---|---|
| Other Income/Total Income | 41.9% | 32.1% | 39.0% | 37.1% | 33.5% |
| Cost/Income | 72.4% | 65.7% | 66.4% | 64.7% | 66.6% |
| Net Interest Margin | 4.50% | 5.67% | 4.89% | 5.12% | 5.49% |
| Credit Cost/Advances (bps) | 50 | 59 | 93 | 374 | 231 |
| RoA | 0.56% | 1.14% | 0.20% | 0.51% | 0.96% |
| RoE | 5.11% | 9.88% | 1.79% | 4.53% | 8.25% |
| June 30, 2025 | June 30, 2024 | YoY | |
|---|---|---|---|
| Advances | 94,431 | 86,704 | 9% |
| Deposits | 1,12,734 | 1,01,352 | 11% |
| Investments | 23,829 | 29,726 | (20%) |
| Parameter | June 30, 2025 | June 30, 2024 | March 31, 2025 |
|---|---|---|---|
| CASA | 32.48% | 32.56% | 34.15% |
| GNPA | 2.78% | 2.69% | 2.60% |
| NNPA | 0.45% | 0.74% | 0.29% |
| PCR (exc. Technical write offs) | 84.03% | 73.13% | 89.02% |
| CRAR* | 15.59% | 15.56% | 15.54% |
*CRAR for interim financial periods has been computed after including interim results for better comparison
