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Digital Fixed Deposit

Digital Fixed Deposit

Open your Digital FD now and get market-high interest rate, without having to open a savings bank account.


ACE Fixed Deposit

A non-withdrawable Fixed Deposits scheme with easy investment and higher returns than a regular FD.

Smart Deposit

Smart Deposit

Smart Deposit is flexible term deposit that banks offer for the convenience of depositors.

Flexi Sure Fixed Deposits

Flexi Sure Fixed Deposits

Perfect combination of a savings account and a fixed deposit that can help you in gaining greater advantages.

Regular Fixed Deposits

Regular Fixed Deposits

Get higher returns with our fixed deposit plan that comes with simple investment requirements, making it an ideal choice for those seeking a steady source of income.

Tax Savings Fixed Deposits

Tax Savings Fixed Deposits

Maximize your tax savings and earn guaranteed returns with our fixed deposit scheme, featuring competitive interest rates, flexible tenure options, and tax exemption under Section 80C.

Senior Citizen Fixed Deposits

Senior Citizen Fixed Deposits

Enjoy hassle-free savings and secure your retirement with our fixed deposit, tailored to meet the investment needs of senior citizens.

Super Senior Citizen Fixed Deposits

Super Senior Citizen Fixed Deposits

Our fixed deposit plan is specifically designed for senior citizens aged 80 and above, providing a hassle-free way for them to invest their money and earn attractive returns.

Recurring Deposits

Recurring Deposits

Cultivate the habit of saving and earn attractive returns with our flexible and reliable recurring deposit scheme.

Eligibility Criteria for Fixed Deposits

Both seniors and non-seniors can easily meet the requirements to open a Fixed Deposits account. To start an FD either online or offline, depositors must provide documentation proving their identity and address.

Identity Proof Documents:

  • Passport

  • Voter ID Card

  • PAN Card

  • Driving License

  • Photo Ration Card

  • Government ID Card

  • Senior Citizen ID Card

Address Proof Documents:

  • Passport

  • Electricity Bill

  • Telephone Bill

  • Certificate Issued by Post Office

  • Bank Statement with Cheque


An investing strategy called a Fixed Deposits offers you guaranteed earnings over a predetermined period of time.

An account for a Fixed Deposits can be opened with a minimum period of seven days.

The online FD calculator can be used to compute FD interest on your own.

The minimum amount varies depending on the bank. It can be as low as INR 5,000. Also note: Higher the invested amount, higher will be the interest returns.

You can opt to receive interest payments on your Fixed Deposits on a monthly or quarterly basis, or you can decide to reinvest the interest earnings for higher returns when the FD matures.

You can borrow money against your Fixed Deposits investment and continue to receive interest on it, thus the answer is yes.

One of the safest financial options is to invest in Fixed Deposits. An FD allows you to keep your money safe while earning interest returns.

Banks provide FD investors with a nomination feature that takes unforeseen circumstances into account.

A Tax-Saving Term Deposits has a 5-year lock-in period, so you cannot withdraw money from it early.

The maximum time you can invest in an FD is 10 years.

There are several advantages to investing in FDs, including guaranteed returns, security for the deposited money, the ability to take out a loan against an FD, tax exemption from tax-saving FDs, and simple withdrawal and reinvestment of FD money at maturity.

You are eligible for a maximum tax exemption of INR 1.5 lakh through tax-saving FDs.

Opening an Online Fixed-Deposit account is simple and painless, and just a few documents are needed. You can apply for an FD online without even going to a bank location.

Senior persons who invest in fixed-rate debt (FDs) are eligible for an additional 0.5% annual interest return.

You are permitted to early withdraw from your FD. You will, however, be responsible for the early withdrawal fee for an FD. An early withdrawal from a tax-benefit FD is not permitted. In the case of senior citizens' FD, there are no penalties for early withdrawal.

Evaluate Fixed Deposits rates for various tenures at both the same bank and other banks. For improved returns, you can invest in a cumulative FD.