Family Floater Health Guard
For you and your family, the ideal health protection package. includes pre and post-hospitalization costs as well as emergency ambulance costs. The Family Floater Health Guard Policy from Bajaj Allianz is the ideal health protection for you and your family in these times of rising medical costs. It covers the expensive medical care needed while in the hospital due to a major accident or illness. In case of an emergency, the coverage will pay for pre and post-hospitalization costs as well as ambulance fees (subject to a limit of INR 1,000).
The member of Family Floater Health Guard has access to cashless services at numerous empanelled hospitals in India. (subject to exclusions and conditions)
If a member chooses a hospital other than one that is empanelled, his fees will be refunded within 14 working days of submitting all necessary paperwork.
Pre and post-hospitalization costs include necessary medical costs incurred 60 days before and 90 days after being admitted to the hospital.
If treatment is received at a hospital other than a network hospital, the member is responsible for paying a 10% co-payment of the admissible claim.
With the payment of an additional premium, the co-payment provision can be waived.
Providing coverage for emergency ambulance costs up to a maximum of INR 1,000.
Subject to limits and conditions, 130 day care treatments are covered.
Any insured person who is 56 years of age or older and is being covered for the first time under the Health Guard insurance is subject to a 20% co-payment.
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