RBL Bank Insignia Preferred Business Debit Card

Insignia Preferred Banking Business Debit Card

Enjoy higher transaction limits, seamless global acceptance, and enhanced security features - empowering your business to operate smoothly, anywhere.

New-Age Contactless Technology Debit Card

At stores accepting Contactless payment, place your Insignia Preferred Banking Business debit card with a few inches of the POS/payment machine.
Once you get a ‘beep’ and a green light your payment is done!
Please note that in India, payment through contactless mode is allowed for a maximum of INR 5,000 for a single transaction. Know more.

0% Cross Currency Mark-Up

0% Cross Currency Mark-Up fee on International POS / Online spends with your RBL Bank Insignia Preferred Banking Business Debit card.

Get Rewarded while you spend!

Get rewarded with 1% cashback vouchers (up to INR 1,000 quarterly) on tax payment (MCC - 9311) and Utility payment (MCC - 4900).

Disclaimer: The transactions for each category are identified through Merchant Category Codes (MCC), defined by the card network, e.g. Visa, MasterCard and RuPay. RBL Bank does not define the merchant category.

Complimentary Lounge access (2 per quarter at select airport lounges)**

List of partnered lounges click here

**With effect from January 01, 2025, complimentary airport lounge access is available to eligible RBL Bank Debit Cardholders who meet the minimum quarterly spend requirement of INR 5,000 or more on eligible transactions (POS/e-commerce) in the previous calendar quarter. For newly issued cards, unrestricted access applies for the first two quarters (quarter in which the customer is onboarded and the following quarter).

Golf Privileges

Enjoy 4 complimentary green fee rounds and 12 golf lessons annually at select courses across India.***
To place a golf game/ lesson request/ query, please call 1800-102-6263 or write to the golf support email ID mastercardindiagolf@apexlynx.net.
Click here to discover golf clubs across India offering exclusive games and lessons.
Click here to access golf program T&Cs.

***Powered by Card network. Subject to change/withdrawal at network discretion.

Concierge

24/7 Personal Concierge at Your Service***

Seamless access to curated travel, dining, and entertainment, with round-the-clock concierge support.
Concierge services are available upon registration, click here to get started.
For any queries or support, please call 0008 004 407 027 or email at mastercard.en-ap@tengroup.com.

***Powered by Card network. Subject to change/withdrawal at network discretion.

Available MasterCard offers on Insignia Preferred Banking Business Debit Card

Offers for MasterCard cardholders click here

Convenient and High withdrawal / Transaction Limits

Enjoy higher withdrawal/ transaction limits at ATMs and merchant outlets*
ATM withdrawal limits up to: INR 2,00,000 per day
POS/ Online spend limit up to: INR 7,00,000 per day

*Mark Up Fee of 3.5%+ taxes applicable for International ATM cash withdrawals on RBL Bank Debit Cards.

Unlimited free transactions at RBL Bank ATMs across India.

Insurance Benefits

Insurance Cover	In INR
Air Accident - Death Cover	25,00,000
Personal Accident - Death cover	10,00,000
Fire/Earthquake/Terrorism/Burglary^ up to	10,00,000
Cyber Cover up to	5,00,000
Cash in Counter up to	30,000
Cash in transit/ATM assault & Robbery up to	2,00,000
Loss Card liability/ Counterfeit account /Account takeover liability up to	2,00,000
Loss of Passport & Documents up to	25,000
Loss of checked in baggage up to	50,000
Delay of checked in baggage up to	25,000
Purchase protection up to	50,000

^Insurance coverage is applicable only for commercial premises. Structure coverage is limited to owned commercial premises and does not extend to residential properties.

*For more details refer Term and Condition.

*For Merchant Policy refer Term and Condition.

*For Cyber Policy refer Term and Condition.

Download Insurance Related Documents Below

All RBL Bank Insignia customers with current accounts are eligible for an exclusive Insignia Preferred Banking Business Debit Card. Please call us at +91 22 6232 7777 to learn more.

To Enable/Disable Transaction Preference

Login to RBL MyBank > Tap on ‘Manage Debit Card’ > Tap on ‘Security Settings’.
Login to Internet Banking > Click on Requests > Choose ‘Debit Card’ > Choose ‘Debit Card Security Settings’.
Visit Nearest RBL Bank Branch.
Call Customer care +91 22 6232 7777.

Note: Your Debit Card is active only for Domestic ATM and POS transactions. Please activate online, international and contactless* transactions through RBL Bank MyBank/ NetBanking or call Customer Care.

Generate your Debit Card PIN by choosing any option

Login to RBL MyBank App > ‘Manage Your Cards’ > ‘Change PIN’
Login to Internet Banking > Click on ‘Request’> Choose ‘Debit Card’> Choose ‘Debit Card PIN set/ reset’
Type SMS: PIN space < last 4 digits of your Debit Card No. > space < your Customer ID > space < 4 digits PIN of your choice > Send to 9223366333

Activate your Card

To activate your card, use your card in ATM or POS terminal once you have set your PIN.

Secure your Card through RBL MyBank App

Through the RBL MyBank App, you can manage and safeguard your debit cards. Blocking, unblocking, and setting a use cap are all available at your fingertips. Follow these easy steps to get the RBL MyBank App to your smartphone: