RBL Bank Finja Kids Savings Account

FINJA Savings Account (Kids Account above age of 10 Years)

A Savings Account tailor made for Kids to enjoy superior banking experience with 10+ Free Services.

Earn up to

6.75* % p.a.

Savings Account

View Rates

7.20* % p.a.

Fixed Deposits

View Rates

*T&C Apply

RBL Bank FINJA Savings Account Interest Rates

Key Benefits

Zero Balance Account

Convert your Finja Savings Account to ZERO balance account by setting up Monthly SI of INR 500 from Woman's First Savings Account or maintaining a RD/SIP of INR 2,000.

Unlimited Free ATM Withdrawals at RBL Bank ATMs

Enjoy unrestricted, complimentary access at all RBL Banks ATMs within India.

FINJA Debit Card

Get exclusive FINJA Debit Card and Enjoy the unique features of Tap and Pay with contactless card.

Daily Transaction Limits

Enjoy daily transaction limits of INR 5,000 & INR 10,000 for FINJA Debit Card on ATM & POS/ECOM.

Additional Benefits

Free NEFT/RTGS transaction through online mode
Complimentary Insurance benefits on Debit Card of INR 50,000 for Lost card liability & Purchase protection

FINJA Debit Card

Give your young ones a head start in saving & money management with range of lucrative benefits on your Finja Debit Card.

Key features as mention below:

Free Usage on RBL Bank ATMs
Daily Transaction limits:
- ATM cash withdrawal upto INR 5,000 per day
- POS/Ecom spends upto INR 10,000 per day
Complimentary Insurance benefits:
- Lost card liability - INR 50,000
- Purchase protection - INR 50,000
Contactless card (Tap and Pay)

FAQs

What are the documents required to open this account?

To open a Finja Savings Account, you need to provide your below documents:
For Minor: Date of Birth Proof for Minor to be taken (any one of the below):
1. Passport
2. Birth Certificate from Municipality
3. School Leaving Certificate
4. Board mark sheet for HSC / SSC / any education Board recognised by Govt. of India

For Guardian: Guardian Officially Valid Documents needs to be taken as per KYC policy of the Bank.

What fees are associated with this account?

There are minimal fees for account maintenance when you open a Savings Account with RBL Bank. Click here to know more about the comprehensive charges.

RBI Notifications

Service Charges

Interest Calculation for Savings Account

Link Your RBL Bank Account to Aadhaar

Aadhaar Enrolment and Updation at RBL Bank Branches

***Savings Account Interest Rates

Daily balance	Rate of Interest (p.a.) Effective from June 16, 2025
Upto INR 5 lakh	3.00%
Above INR 5 lakh upto INR 10 lakh	5.00%
Above INR 10 lakh upto INR 25 lakh	6.00%
Above INR 25 lakh upto INR 3 Crore	6.75%
Above INR 3 Crore upto INR 7.5 Crore	6.00%
Above INR 7.5 Crore upto INR 200 Crore	5.50%
Above INR 200 Crore upto INR 400 Crore	MIBOR*
Above INR 400 Crore upto INR 500 Crore	MIBOR* + 10 bps
Above INR 500 Crore	MIBOR* + 75 bps

Please clear browser history/cookies on your device in order to view the latest rates.
*MIBOR is overnight MIBOR rate (Mumbai interbank offered rate).

Note:

Starting May 01, 2025, interest in Savings Bank Accounts is paid monthly instead of quarterly. The interest is calculated daily and is credited to customers’ accounts on the last day of each month.
The Bank calculates Savings Interest based on the actual number of days in a year. If your savings span both a leap year and a non-leap year, the interest is calculated accordingly: 366 days for a leap year and 365 days for a non-leap year.
Starting May 01, 2025, the Savings Account interest rate is calculated using a progressive slab method and paid to customers based on the applicable interest rate.

To understand the interest calculation with an example click here.