NEXT Salary Account
Account that acknowledges your hard work
Next Salary Account
Earn up to
Key Benefits
Don’t worry about maintaining a minimum balance in the account and make the most of all the features and benefits of a Savings Account with your salary account.
Maximise the advantage of attractive interest rates*** that you can earn. These are similar to your Savings Account interest rates.
Unlimited free cash withdrawal at RBL Bank ATMs across India.
Integrate personal account of one other family member and ensure that their personal banking needs are taken care of.
Enjoy a daily cash withdrawal cap of INR 1.50 lakh and a daily spending cap of INR 3.50 lakh.
- View your balance, pay your bills and transact
- Avail various loan facilities
- Invest in FDs, MFs etc.
Next Debit Card
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Quarterly cashback on spends*
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Higher daily ATM withdrawal limit up to INR 1,50,000; POS/ECOM limit up to INR 3,50,000
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1 Complimentary Domestic Lounge access per quarter
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Complimentary Insurance benefit up to INR 1 Crore
***Savings Account Interest Rates
| Daily balance | Rate of Interest (p.a.) Effective from June 16, 2025 |
|---|---|
| Upto INR 5 lakh | 3.00% |
| Above INR 5 lakh upto INR 10 lakh | 5.00% |
| Above INR 10 lakh upto INR 25 lakh | 6.00% |
| Above INR 25 lakh upto INR 3 Crore | 6.75% |
| Above INR 3 Crore upto INR 7.5 Crore | 6.00% |
| Above INR 7.5 Crore upto INR 200 Crore | 5.50% |
| Above INR 200 Crore upto INR 400 Crore | MIBOR* |
| Above INR 400 Crore upto INR 500 Crore | MIBOR* + 10 bps |
| Above INR 500 Crore | MIBOR* + 75 bps |
*MIBOR is overnight MIBOR rate (Mumbai interbank offered rate).
Note:
- Starting May 01, 2025, interest in Savings Bank Accounts is paid monthly instead of quarterly. The interest is calculated daily and is credited to customers’ accounts on the last day of each month.
- The Bank calculates Savings Interest based on the actual number of days in a year. If your savings span both a leap year and a non-leap year, the interest is calculated accordingly: 366 days for a leap year and 365 days for a non-leap year.
- Starting May 01, 2025, the Savings Account interest rate is calculated using a progressive slab method and paid to customers based on the applicable interest rate.
Trust & Beyond
