Purchase Utility+ Card

Take control of your centralized expenses with RBL Bank's Purchase Utility+ Card. May it be your corporate electricity bills, telephone payments or insurance, we have covered it all for you with clear visibility and regulated controls.

Key Benefits

Up to 50 days of interest free credit
Swift transactions, reducing processing time
Centralized payments for clear expense visibility
Precision control with restrictions on Transaction Limit and Merchant Category Codes (MCCs)

Product Benefits

Up to 50 days of interest free credit
Multiple payment processing in one go
Multiple billing cycles for improved cash flows
Curated specifically for making centralized utility payments
Reduced transaction processing time and direct costs of high-volume low value transactions

Card Member Terms & Conditions

Commercial Card Payment Mode

Most Important Terms and Conditions

Schedule of Charges

What are Commercial Cards?

Commercial Cards, also known as Corporate Credit Cards, are designed for businesses to manage corporate expenses, offering enhanced expense tracking and convenience.

What type of Commercial Cards does RBL Bank offer?

RBL Bank offers two types of commercial cards i.e. “Corporate T&E Cards” for managing the travel expenses of the employees and “Corporate Purchase Cards” for managing other business payments like vendor, utility, and tax.

What is the minimum validity period of RBL Bank Commercial Card facility?

RBL Bank Commercial Card facility is provided for a period of 1 year and is renewed annually basis the bank’s discretion.

Who uses Commercial Cards?

Commercial Cards are used by corporate employees for business-related expenses, streamlining expense management and improving financial control.

What are the benefits of Commercial Cards?

The benefits of Commercial Cards include:

Efficient expense tracking
Enhanced control over business expenses
Simplified approach to expense management

What is a welcome kit and what does it contain?

A Welcome Kit is a package sent to customers upon the successful application of an RBL Bank Commercial Card. It includes the physical card, a letter with information on how to use the card, its benefits and all the fees and charges attached to the card.

How to set PIN for your RBL Commercial Card?

Visit www.rblbank.com/cardpin, validate your card details and set a PIN of your choice.

Would the credit limit appear in the personal bureau score of the individual card holder?

No, most of our corporate card solutions are corporate liability product. However, as per RBI regulations, complete individual KYC needs to be undertaken before issuance.

What to do in case the card is lost/ misplaced?

Get the card blocked to avoid any misuse by calling our customer care at 022 – 62327777.

How to redeem reward points?

Go to www.rblrewards.com. If you are a new customer, sign up using your registered email ID or if you are an existing customer login using your username and password.

Once you are logged in, you'll be able to see the accumulated reward points which you can redeem for customised gifts and vouchers from multiple brands and merchants.

In case accumulated reward points are not visible, please write an email to corporatecard.support@rblbank.com

How to make payment for Commercial Cards?

Make you commercial card payments instantly via following channels:
Online Card Payment, NEFT, Net Banking, or Payment via cheque at RBL Bank Branch. To know the details, “click here”.

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