Managing Director & CEO
R Subramaniakumar is the Managing Director & CEO at RBL Bank. He is a veteran in the Banking industry with 40 years of experience.
Renowned as one of top bankers in the country, Subramaniakumar has immense depth of knowledge in domains of business transformation, banking technology, risk management, innovation, NBFC management, business process re-engineering, among other areas, across organisations.
Prior to joining RBL Bank, he was the Managing Director & CEO and Board Chairman of Indian Overseas Bank, where he spearheaded the transformation across domains. He has also held the position of Executive Director at Indian Bank and Indian Overseas Bank.
He was appointed as an Administrator at Dewan Housing Finance Corporation Limited (DHFL), where he successfully resolved the debt, a first of its kind in the country, during the pandemic.
Subramaniakumar began his banking career with Punjab National Bank (PNB) in 1980. During his 33-year tenure there, his work reflected the evolution of financial technology. As he rose through the ranks in various managerial capacities, he worked across the bank's spectrum and geography, heading Business Transformation and especially enhancing business areas of Digital, Human Resource, MSME, Retail, overseas Operations, among others. As part of the core team at PNB, he established Banking subsidiaries' operations at UK, Bhutan, Nepal and Kazakhstan. He has held various leadership roles through the course of his career at PNB, including being Director of DRUK-PNB, Bhutan.
Over the span of his career, he has also held various board level positions. He was an Independent Director and Chairman of the investment committee of the LIC Pension Fund Limited and Director at Repco Home Finance Limited.
Subramaniakumar has received many accolades in the areas of Financial Inclusion, Technology, Retail and HR practices. He is a member of the IDRBT committee of smart card standards and of the IBA-IDRBT committee on Micro ATM and the FI standards. He is also a visiting faculty at multiple training institutes and RBI staff college.
Subramaniakumar is a Physics graduate with a PGDCA (Post Graduate Diploma in Computer Application) degree. He has acquired CISA (Certified Information System Audit) & CISM (Certified Information Security Manager) certifications from ISACA, USA. A Banker with CAIIB (Certified Associate of Indian Institute of Bankers), he also holds Advanced Banking Certificate from University of Maryland, USA.