We bring you cutting edge solutions in digital banking with our OPEN BANK services. Whether you are a SME or a large corporate, RBL Bank's Banking As A Service (BAAS) solutions simplify all your banking needs. We have invested in technologies of the future, to bring you hassle free banking today. By forging long term partnerships with various industries, we want to become the "behind-the-scenes" banking backbone of your Company.
Thinking ahead of the times, we have created future-poof technology-enabled banking products. This has made us a favored partner for tech intensive companies like e-commerce, Fintechs as well as companies looking to reinvent themselves in the Agri, MFI, NBFC sector.
Our comprehensive bouquet of products is tailor made to industry specific needs, and takes care of a wide variety of problems.
Prepaid cards are probably the most flexible form of payment. Not only can they be used for a wide variety of payments, but they offer unrivalled consumer sales and marketing benefits. RBL Bank offers payment solutions to corporates for making payments to end beneficiaries. By partnering with RBL Bank prepaid cards, you can create payment solutions focused on :
Promotions Create promotion programs for your company using our cards. Increase customer repeat purchases by providing attractive incentives via cards.
Compensation Manage your employees salary and incentives easily with our compensation solutions. Compensating employees on Prepaid cards reduces cash handling and allows better management of expenses.
• Sales Incentive
Disbursement If you are a insurance provider, a microfinance or a NBFC and have regular payouts to customers, our disbursement solutions reduce the TAT for the money to reach your customer
• Claims settlements
• Loan disbursement
Loyalty/Gift Cards Create, monitor and manage loyalty and gift programs - for your customers, employees, vendors or any other stakeholder.
Our account services enable you keep your stakeholders money in safe hands, allowing you to meet regulatory and compliance requirements with ease.
Escrow account We provide services to safely hold the financial value when transaction between two parties requires a third party to take custody of the intermediate transaction value.
Nodal Account Nodal Account is an account serving a specific purpose - it is used to secure hold finances for settlements in a mutli-stakeholder scenario. This is true in the case of industries like Ecommerce, eWallets or Payment Services for the purpose of pooling money collected from all the Buyers and facilitating the subsequent payouts to the Seller.
Our agent banking solutions help you set up last mile service points to cater to banking needs of individuals.These solutions are tailor made to be accessible in remote areas, are mobile and can be implemented on a wide variety of platforms.
Domestic Money transfer functionality allows your customer to send money directly to a bank account. To deposit money in a receiver's bank account - all one needs is the receiver's bank name, bank account number and IFSC. We provide easy to implement APIs for DMT. These are platform agnostic and can work on POS, Mobile, Tablet and PC.
• Aadhar Enabled Payment System uses UID data for customer authentication, thus removing the need for a debit card or signature. RBL Bank's AEPS APIs are easy to integrate with your systems - particularly useful for MFI , NBFC, Corporate, BC. We provide AEPS APIs for-
• Balance Check
• Cash Deposit
• Cash Withdrawal
• Aadhaar to Aadhaar Fund Transfer
• Aadhar Payments Bridge System makes transactions possible on an Aadhar seeded bank account.We provide following APBS functionalities
• Query whether the account is active/dormant/non-existent
• Query the branch for the bank account.
• Transfer money to Aadhar seeded bank account.
RBL Banks API banking services will enable your company to initiate banking transactions directly from your ERP systems without the need of file preparation and upload to net banking portals or host to host integrations. APIs allow third parties to query a secure database without being on the host's system. This allows creation of many innovative solutions around collections, payments and others services.
• Salary Payments
• Expense Reimbursement
• Insurance Claim Settlement
• Vendor Payments
• Dealer Receivable
• Fee Collection
• Insurance Premium Collection
• EMI Collection
• Prepaid Card Funding
Value Added Serivces
• PAN Validation
• IFSC Code Finder
Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. Set up a UPI payment process for your company with RBL Bank. Benefits of UPI:
• Provides for a P2P Pull functionality
• Simplifies Merchant Payments
• Single App for money transfer
• Single click two factor authentication
• Available on Android and iOS
• Multiple Channels for transferring funds (Aadhaar,VPA, Account Number + IFSC)
• Specially assigned Quick Task Menus
• Safe and secure via usage of a unique m-pin
We offer merchant acquiring services allowing businesses to accept Visa, Mastercard, American Express, RuPay cards from its customers. Our solutions span all payment methods from physical swipe terminals and contactless QR readers to online payment gateways
We partner with you to setup POS (Point of Sale) terminals at merchant locations. All our terminals are EMV compliant and can accept chip based cards besides signature and PIN based cards.
Collect money from customers online with RBL Bank's payment gateway services.
RBL Bank is one of the first few banks to integrate the Government of India initiative ‘Bharat QR’ in its suite of innovative payment offerings. You no longer need to invest in any hardware for accepting digital payments. A simple display board containing the QR code is all that it takes to start accepting payments.
Please feel free to contact your Relationship Manager
Customer Service1800 123 8040
Credit Cards Helpline1800 121 9050